What is the UK immigration health surcharge, and do I have to pay it?
Most students applying for a UK Student visa pay the immigration health surcharge as part of the application. For students it is currently £776 (about ₹98,730) a year. It gives access to the National Health Service on broadly the same basis as residents. Check the exact amount for your course length on GOV.UK.
"Another big fee on top of tuition? What does it even buy?"
It buys real peace of mind: access to the NHS while you study, from doctor visits to hospital care.
- 1Apply for visaSurcharge shown in the online form
- 2Pay togetherWith the visa fee
- 3ArriveRegister with a local GP
- 4Use the NHSCare while you study
Good to know
- The amount depends on how long your visa is granted for, so the online form calculates it.
- Some treatments, like many prescriptions and dental care, may still cost extra.
- Register with a GP (local doctor) soon after you arrive.
Health surcharge checklist
Common mistakes
- Leaving it out of the budget.
- Not registering with a GP after arrival.
- Assuming every NHS cost is covered.
Questions families ask
Do I still need private insurance?
Not usually for NHS care, but some students add travel or extra cover. Read our health insurance guide.
Do dependants pay too?
Family members who come with you generally pay their own surcharge. Check GOV.UK for current rules.
Sources
Rules change. Always confirm on the official page before you act.
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