How much money do I need for a New Zealand student visa?
You show your tuition plus living costs. For tertiary study the living amount is currently NZ$20,000 (about ₹10.7 lakh) a year. Funds can be in the bank, from an education loan, or backed by a guarantor who signs a Financial Undertaking. Check Immigration New Zealand’s page for the current rule and form.
"We are not sure our savings alone are enough."
New Zealand accepts several ways to show support, including a family guarantor. There is usually a way that fits.
- 1Check INZCurrent living amount
- 2Add tuitionFrom your offer letter
- 3Choose proofBank, loan or guarantor
- 4ApplyFee Paying Student Visa
Ways to show funds
- Money in a bank account you can access.
- An education loan.
- A guarantor who signs the Financial Undertaking form.
NZ funds checklist
Common mistakes
- Showing only living costs and forgetting tuition.
- Using an outdated figure.
- Signing a guarantee without reading it.
Questions families ask
What if my course is shorter than a year?
INZ sets a monthly amount for shorter courses. Check the official page.
Can I work while I study?
Many students can, within limits. See our part-time work guide and the INZ page.
Sources
Rules change. Always confirm on the official page before you act.
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